Term agreement with NextAlarm (Fishy?)

I am new to the home security system and about to use the monitoring
service provided by NextAlarm. However, I am not very encouraged by
their term agreement, in particular on the "18. limitation of
liability" and "19. third party indemnification and subrogation"
parts, which, if I understand correctly, says that NextAlarm will pay
only up to $250 for any damage incurred by their failure or
negligence, and if there is anybody else suing them for their failure
on my system, then I have to pay for them plus the attorney fee. Does
it sound right? Is that a common practice of alarm companies to avoid
liabilities like that in their term agreements? I would appreciate
your expertise on this matter. Thanks in advance. The following is the
text of NextAlarm's term agreement.


TERMS OF SERVICE AGREEMENT
Please read and print out our Terms of Service Agreement. When you
have finished, please click the "I AGREE" button at the bottom of the
page to continue.
This is an agreement between you ("Subscriber") and NextAlarm.com INC,
("Company"), for the purpose of providing monitoring of the security
alarm system you already own at the address supplied by you. "You" and
"yours" refer to "Subscriber" and "we", "us" and "our" refer to
"Company", Subscriber's E-mail refers to the E-mail address supplied
by Subscriber during the sign up process. You understand that
"monitoring service" means only that Company will react to signals
received by us from the security alarm system you already have at your
premises.

1. SYSTEM: Subscriber understands that Company agrees to monitor a
security system owned by Subscriber and not installed by or designed
by Company. No representation is made by Company as to suitability or
condition of Subscriber's system. Due to the many types of alarm
systems and the potential incompatibility of some systems as well as
the un-availability of documentation on some systems, NextAlarm.com
reserves the right to decline service to any applicant at the sole
discretion of NextAlarm.com and to terminate service to any
NextAlarm.com subscriber should subscriber's alarm system generate
excessive false or supervisory alarm signals. NextAlarm.com may take
these actions at its sole discretion. Any NextAlarm.com subscriber
who's service is terminated shall be entitled to a refund of any pre-
paid monitoring fees less the amount for monitoring already used.

2.TERM: Service will commence when test signals from your premises
have been received by Company at its monitoring center and both
Company and Subscriber agree that such signals have been
satisfactorily transmitted and received. After all free months service
granted to you through special promotions (if any) have passed, we
will bill your credit card, or debit your checking account, in the
amount appropriate to your billing plan, as you have indicated in your
application. This agreement shall automatically renew according to
term length of your billing plan until Company or Subscriber indicate
termination via E-mail or in writing. Subscriber may terminate this
agreement at any time by notifying Company via E-mail or from
Company's Web site at the appropriate hyperlink. Subscriber may cancel
and receive a refund for unused whole months (if any), provided that
any equipment supplied by the Company is returned. Refunds are granted
in the amount of the original service plan cost, minus the length of
subscription term so far multiplied by Company's "monthly" service
plan rate as posted at the time of cancellation. Refunds are only
available to customers whose billing plan term length is greater than
one month.

3. PAYMENT: In the event that Subscriber has provided a credit card
number as the method of billing, Company shall, at the end of the
billing plan term length and on the monthly anniversary of the receipt
of satisfactory test signals or the expiration of any free months
monitoring service granted, whichever is the later, charge
Subscriber's credit card as supplied during the sign up process, in
the amount appropriate to the service plan chosen, and provide
monitoring service for the length of the billing plan term. Should the
charge to Subscriber's credit card be declined, Company will notify
Subscriber using Subscriber's E-mail and continue service for 5 days
during which time Company will attempt once each day to re-authorize
the charge to Subscriber's credit card. At the end of this 5 day
period, if Company has been unable to authorize the charge to
Subscriber's credit card, Company shall terminate monitoring service
to Subscriber and will notify Subscriber of termination via
Subscriber's E-mail. In the event that Subscriber has provided a bank
account number, either checking or savings, as method of payment, then
Company shall, at the end of the billing plan term length and on the
monthly anniversary of the receipt of satisfactory test signals or the
expiration of any free months monitoring service granted, whichever is
the later, create a debit instrument to Subscriber's bank account, as
provided during the signup process, in the amount appropriate to the
service plan chosen, and provide monitoring service for the length of
the billing plan term. Should funds not be available from Subscriber's
bank account, then Company will notify Subscriber, as soon as Company
discovers this information, using Subscriber's E-mail and will re-
deposit the debit instrument. Should funds still not be available from
Subscriber's bank account, then Company will notify Subscriber using
Subscriber's E-mail and by telephone that service will be discontinued
at Midnight Central time, 3 days from the time of notification.
Subscriber may arrange payment within these 3 days, to Company's
satisfaction, to avoid discontinuance of service.

4. CONNECTION TO CUSTOMER OWNED EQUIPMENT: Company assumes no
responsibility whatsoever for the maintenance, operation or non
operation, actuation or non-actuation, of your existing equipment.
Company reserves the right to terminate service under this Agreement
in the event your existing equipment is not in good operating
condition and Company will not be liable for any damages or penalties
as a result of termination under those circumstances. If subscriber
agrees to the use of the Company supplied alarm Redirector, subscriber
understands that the line seizure function, if in effect, may be
disabled by the use of the alarm Redirector. Customer agrees that if
the Company supplies an alarm Redirector, customer will activate the
system or return the alarm Redirector to the Company within 2 weeks of
receipt of the alarm Redirector by the subscriber. Customer further
agrees that if the alarm Redirector is not returned to the Company
within 21 days of the Company requesting its return, then the Company
may charge the Subscriber's credit/debit card or debit the
Subscriber's bank account, depending on which billing option the
Subscriber chose, in the amount of $50.00.

5. TELEPHONE LINES: Subscriber understands and acknowledges that the
signals from Subscriber's alarm system are transmitted over
Subscriber's regular telephone lines, Voice over IP service, broadband
Internet connection or GSM cellular phone network to Company's
monitoring center and in the event that the service or Subscriber has
elected to use for the purpose of transmitting alarm signals is out of
order, disconnected, placed on vacation or otherwise interrupted,
signals from your alarm system will not be received in our monitoring
center during such interruption in service and such interruption will
not be known to us. Subscriber is encouraged to use the most reliable
communication system available in Subscriber's area. Subscriber
further acknowledges and agrees that signals that are transmitted over
these services are wholly beyond the control and jurisdiction of
Company and are maintained and serviced by the operating service
company or utility. Subscriber understands that the telephone company
may make changes to area codes or prefixes that could result in the
need to reprogram Subscriber's alarm system. In this event, failure to
perform such reprogramming could result in signals from Subscriber's
alarm system failing to reach Company's monitoring center. Subscriber
agrees to notify Company of any such area code or prefix change.
Company shall be held harmless should Subscriber fail to notify
Company of any such change. Installation and use of an RJ31X or
equivalent telephone jack to give the alarm system priority over other
telephones in Subscriber's premises is recommended, however, when the
alarm system is activated, Subscriber will be unable to use the
telephone service to make other calls (such as calls to the 911
emergency operator), and therefore, Subscriber may wish to have the
System connected to a second telephone line. The use of DSL or other
broadband telephone service may prevent the System from transmitting
alarm signals to the monitoring facility and/or interfere with the
telephone line-seizure feature of the alarm system. Such services
should be installed on a telephone number that is not used for alarm
system signal transmission. Subscriber agrees to notify Company if DSL
has been installed or Subscribers intends to install DSL or other
broadband service. IMMEDIATELY AFTER THE INSTALLATION OF DSL OR OTHER
BROADBAND SERVICE SUBSCRIBER MUST TEST THE SYSTEM' S SIGNAL
TRANSMISSION WITH COMPANY. Subscriber shall pay all charges made by
any telephone company or other utility for installation, leasing, and
service charges of telephone lines or equipment transmitting signals
between Subscriber's protected premises and the Company.

6. CHOICE OF MONITORING SERVICES: Company presently offers three
separate levels of service, as more particularly described on the
Company's website, nextalarm.com. Subscriber acknowledges having read
and understood the descriptions of those three levels of service. The
references set forth below to those three different levels of service
are for identification only. The Subscriber must rely upon the full
descriptions set forth on the Company website, which are subject to
change by the Company from time to time.

A. Traditional Dispatch and Telephonic Notification Plan:

If the Subscriber chooses this traditional plan, the following
shall apply: Company agrees to provide monitoring services to
Subscriber as follows: When Company receives an emergency signal from
Subscriber's alarm system, Company will make every reasonable effort
to dispatch authorities and contact persons on Subscriber's emergency
notification list, as supplied by subscriber during the sign up
process. Company may call Subscriber's premises first to determine if
an actual emergency exists before calling any authorities. If Company
has reason to believe that no actual emergency exists, it may choose
not to place such notification calls. Company may discontinue any part
of this service if required to do so by governmental or insurance
authorities. Subscriber consents to the tape recording of all
telephonic communications between Company and Subscriber's premises.
In order to reduce false alarm police responses, Subscriber agrees
that a period of 10 days following completion of installation of the
alarm system shall be a testing period for the equipment and for the
Subscriber to familiarize themselves with correct operation of the
system. During this time Company will not be required but may report
to the Police or Fire Department, or other authorities. Subscriber's
cooperation is essential and therefore, Subscriber agrees to test the
alarm system at least monthly and notify Company if the system appears
not to function normally. Subscriber further agrees to keep
Subscriber's emergency information updated and current by notifying
Company of any changes Via E-mail, in writing or through Company's web
site by logging in and giving appropriate information at the indicated
prompts.

Subscriber selects the Traditional NextAlarm Plan. YOUR
INITIALS:


B. $5 NetAlarm Plan. As more particularly described on Company's
website at https://nextalarm.com/help/Wiki.jsp?page=NetAlarm, this
plan offers notification via e-mail or SMS if your alarm is triggered,
including information about the specific zone that was broken.
However, there is no live operator response, and neither the police,
fire department nor paramedics will be dispatched if there is an
alarm.

Subscriber selects the $5 NetAlarm Plan. YOUR INITIALS:


C. Free NetAlarm Lite. As more particularly described on
Company's website at https://nextalarm.com/help/Wiki.jsp?page=NetAlarm,
this plan also offers notification via e-mail or SMS if your alarm is
triggered, including information about the specific zone that was
broken. As is the case with the $5 NetAlarm Plan, there is no live
operator response, and neither the police, fire department nor
paramedics will be dispatched if there is an alarm. However, unlike
the $5 NetAlarm Plan, under Free NetAlarm Lite, emails will be sent to
one address only, online programming of your alarm system is not
available, the signal log may be delayed and the Subscriber is limited
to three full notifications per day.

Subscriber selects the Free NetAlarm Lite Plan. YOUR INITIALS:


7. TAXES and FEES: Any applicable taxes, sales taxes, permit fees,
false alarm fees or assessments with regard to Subscriber's alarm
system or the monitoring thereof, are the responsibility of
Subscriber. Should Company be assessed any such charges specifically
regarding Subscriber's alarm system or the monitoring thereof Company
shall bill such charges to Subscriber's credit card.

8. THIRD PARTY INDEMNIFICATION: In the event any person not a party to
this agreement, shall make a claim or file a lawsuit against the
Company, for any reason relating to our duties and obligations
pursuant to this agreement, you agree to indemnify defend and hold
harmless Company, its agents, successors, assigns and employees.

9. ASSIGNABILITY: Company shall have the right to assign this
agreement to any other person, firm or corporation without notice to
Subscriber and shall have the further right to subcontract any
monitoring, which it may perform. Subscriber acknowledges that this
agreement, and particularly those paragraphs relating to Company's
maximum liability, liquidated damages, and the third party
indemnification, inure to the benefit of and are applicable to any
assignees, subcontractors of Company, and the work they perform, and
that they bind Subscriber with respect to said assignees,
subcontractors, with the same force and effect as they bind Subscriber
to Company.

10. SEVERABILITY: Whenever possible, each provision of this Agreement
will be interpreted in such manner as to be effective and valid under
applicable law, but if any provision of this Agreement is held to be
prohibited by or invalid under applicable law, such provision will be
ineffective only to the extent of such prohibition or invalidity,
without invalidating the remainder of such provision or the remaining
provisions of this Agreement.

11. CHOICE OF LAW: This agreement shall be governed by and construed
under the laws of the State of California. Subscriber hereby
represents that he or she is not a party to nor obligated, contracted
to or otherwise engaged in a current and in force alarm system
monitoring contract with any person, organization or entity and
further represents and certifies that the alarm system Subscriber
Contract hereby entered into will in no manner constitute a breach of
any other agreement with any third party.

12. PERMITS AND LOCAL ORDINANCES: Subscriber is also solely
responsible for compliance with local ordinances regarding
Subscriber's alarm system. Subscriber will be responsible for
obtaining and maintaining in full force in effect, at Subscriber's
expense, any individual alarm permits or licenses required by
governmental authorities. The city or county in which Subscriber's
home or business is located may require that Subscriber obtain a
permit for the use and monitoring of the system. Local authorities may
not respond to alarm notifications until all permits or licenses for
use of the system have been obtained, and therefore Company may not
begin monitoring until Subscriber has obtained at Subscriber's expense
all necessary permits or licenses, and provided Company with the
license or permit number.

13. FALSE ALARMS: Subscriber agrees that Subscriber and others using
the System, will use it carefully so as to avoid causing false alarms.
False alarms can be caused by Subscriber error, severe weather or
other forces beyond our control. If Company receives too many false
alarms, that will constitute a breach of contract by Subscriber, and
Company may cancel monitoring service and seek to recover damages.
Subscriber will pay any false alarm fee or penalty assessed against
the System by any governmental agency, whether charged to Subscriber
or Company.

14. INTERRUPTION OF SERVICE: Company assume no liability for
interruption of monitoring service due to strikes, riots, floods,
storms, earthquakes, fires, power failures, insurrection, interruption
or unavailability of telephone service, acts of God, or for any other
cause beyond the control of Company, and Company will not be required
to supply monitoring service to Subscriber while interruption of
service due to any such cause may continue.

15. SUSPENSION OR CANCELLATION OF THIS SERVICE: This agreement shall
be suspended without notice if Company's monitoring facility or
Subscriber's premises are destroyed by fire or other catastrophe, or
so substantially damaged that it is impractical to continue service,
or in the event Company is unable to render service as a result of any
action by any government authority.

16. SUBSCRIBER'S DUTIES AS TO USE OF SYSTEM: Subscriber will instruct
all other persons who may use the System on its proper use. Subscriber
should test the System's protective devices and send test signals to
our monitoring central station weekly during the term of Agreement. If
the System includes any wireless devices, Subscriber will replace the
batteries as needed and at least once each year.

17. NOT UNDER CONTRACT WITH OTHER ALARM COMPANY: Subscriber further
represents and warrants that Subscriber is not presently under
contract with any other alarm company for the provisioning of alarm
services at the premises described above. Subscriber agrees to
indemnify and hold harmless Company against all claims, suits,
expenses and damages by judgment or otherwise (including attorney's
fees necessary to enforce this indemnity provision) which may now or
hereinafter be incurred by Company as a result of, or arising out of,
any agreement that the Subscriber may have entered into with any other
party concerning alarms systems at the premises described above.

18. COMPANY IS NOT AN INSURER; LIQUIDATED DAMAGES; LIMITATION OF
LIABILITY: Subscriber understands and agrees that (a) Company is not
an insurers of Subscriber's property or the personal safety of persons
in Subscriber's premises; (b) Subscriber will provide and maintain any
insurance on Subscriber's premises and its contents; (c) the amount
Subscriber pays to Company is based only on the value of the services
Company provide and not on the value of Subscriber's premises or its
contents; (d) alarm systems and the monitoring service may not always
operate properly for various reasons; (e) it is difficult to determine
in advance the value of the property that might be lost; stolen or
destroyed if the System or service fails to operate properly; (f) it
is difficult to determine how fast the police or fire department or
others would respond to notice of an alarm signal; (g) it is difficult
to determine what portion, if any, of any property loss, personal
injury or death would be proximately caused by Company's failure to
perform, their negligence, or a failure of the System or service.
THEREFORE SUBSCRIBER AGREES: Even if a court decides that a failure of
the system or monitoring service, or Company's negligence, or a
failure of monitoring or repair service caused or allowed any harm or
damage (whether property damage, personal injury or death) to
Subscriber or anyone on Subscriber's premises, Subscriber agrees that
Company's maximum aggregate liability shall be limited to $250.00, as
liquidated damages and not as a penalty, and this shall be
Subscriber's only remedy regardless of what legal theory is used to
determine that Company was liable for the injury, loss or death.
SUSBSCRIBER MAY OBTAIN A LIMITATION OF LIABILITY: If Subscriber
wishes, Subscriber may obtain from Company a limitation of liability
instead of the liquidated damages for an additional periodic charge.
If Subscriber elects this option, Company will attach a rider to this
Agreement which will set forth the amount of the limitation of
liability and the amount of the additional charge. Agreeing to the
limitation of liability does not mean that Company is an insurer.

19. THIRD PARTY INDEMNIFICATION AND SUBROGATION: If anyone other than
Subscriber, asks Company to pay for any harm or damages (including
property damage, personal injury or death) connected with or resulting
from: (i) a failure of the System or services, (ii) Company's
negligence, (iii) any other improper or careless activity of Company
in providing the System or services or (iv) a claim for
indemnification or contribution, Subscriber will repay to Company, as
the case may be; (a) any amount which a court orders Company to pay or
which Company reasonably agrees to pay, and (b) the amount of
Company's reasonable attorney's fees and any other losses and costs
that Company may pay in connection with the harm or damages.
Subscriber agrees to release Company from any claims of any parties
suing through Subscriber's authority or in Subscriber's name, such as
Subscriber's name, such as Subscriber's insurance company and
Subscriber agrees to defend Company against any such claim. Subscriber
will notify Subscriber's insurance company of this release.

20. LIMITATION ON LAWSUITS; ARBITRATION: Both Company and Subscriber
agree that no lawsuit or any other legal proceeding connected with
this Agreement shall be brought or filed more than one (1) year after
the incident giving rise to the claim occurred. Any controversy,
dispute, or claim between the parties arising out of or relating to
this Agreement, (other than actions brought by Company in small claims
court to collect amounts due under this Agreement) shall be determined
and settled by arbitration under the rules and procedures, then in
effect, of the American Arbitration Association at its office in or
nearest to Santa Barbara, California, and the loser in such
arbitration shall bear all costs thereof. The decision in arbitration
shall be final as to the resolution of such differences and as to the
proper mode of carrying the same into effect.

21. ENTIRE AGREEMENT: The entire and only agreement between you and
Company is written in this Agreement. It replaces any earlier oral or
written understandings or agreements. It may only be changed by a
written agreement signed by Subscriber (and if married, Subscriber's
spouse) and Company. If you have given or ever give Company a purchase
order for the System or service which provides different terms than
this Agreement, this Agreement will govern and be controlling. If any
provision of this Agreement is found to be invalid or illegal by a
court, the balance of the Agreement shall remain in force. You agree
that this Agreement is performed in the State of California and shall
be governed by the laws of California. In the event any of the terms
or provisions of this agreement shall be declared to be invalid or
inoperative, all of the remaining terms and provisions shall remain in
full force and effect.

I have read and understand the Terms of Service Agreement.

Please initial exactly one of the service plan types (in the yellow
boxes), then click I AGREE.
 
F

Frank Olson

Jan 1, 1970
0
I am new to the home security system and about to use the monitoring
service provided by NextAlarm. However, I am not very encouraged by
their term agreement, in particular on the "18. limitation of
liability" and "19. third party indemnification and subrogation"
parts, which, if I understand correctly, says that NextAlarm will pay
only up to $250 for any damage incurred by their failure or
negligence, and if there is anybody else suing them for their failure
on my system, then I have to pay for them plus the attorney fee. Does
it sound right? Is that a common practice of alarm companies to avoid
liabilities like that in their term agreements? I would appreciate
your expertise on this matter. Thanks in advance. The following is the
text of NextAlarm's term agreement.


TERMS OF SERVICE AGREEMENT
Please read and print out our Terms of Service Agreement. When you
have finished, please click the "I AGREE" button at the bottom of the
page to continue.
This is an agreement between you ("Subscriber") and NextAlarm.com INC,
("Company"), for the purpose of providing monitoring of the security
alarm system you already own at the address supplied by you. "You" and
"yours" refer to "Subscriber" and "we", "us" and "our" refer to
"Company", Subscriber's E-mail refers to the E-mail address supplied
by Subscriber during the sign up process. You understand that
"monitoring service" means only that Company will react to signals
received by us from the security alarm system you already have at your
premises.

1. SYSTEM: Subscriber understands that Company agrees to monitor a
security system owned by Subscriber and not installed by or designed
by Company. No representation is made by Company as to suitability or
condition of Subscriber's system. Due to the many types of alarm
systems and the potential incompatibility of some systems as well as
the un-availability of documentation on some systems, NextAlarm.com
reserves the right to decline service to any applicant at the sole
discretion of NextAlarm.com and to terminate service to any
NextAlarm.com subscriber should subscriber's alarm system generate
excessive false or supervisory alarm signals. NextAlarm.com may take
these actions at its sole discretion. Any NextAlarm.com subscriber
who's service is terminated shall be entitled to a refund of any pre-
paid monitoring fees less the amount for monitoring already used.

2.TERM: Service will commence when test signals from your premises
have been received by Company at its monitoring center and both
Company and Subscriber agree that such signals have been
satisfactorily transmitted and received. After all free months service
granted to you through special promotions (if any) have passed, we
will bill your credit card, or debit your checking account, in the
amount appropriate to your billing plan, as you have indicated in your
application. This agreement shall automatically renew according to
term length of your billing plan until Company or Subscriber indicate
termination via E-mail or in writing. Subscriber may terminate this
agreement at any time by notifying Company via E-mail or from
Company's Web site at the appropriate hyperlink. Subscriber may cancel
and receive a refund for unused whole months (if any), provided that
any equipment supplied by the Company is returned. Refunds are granted
in the amount of the original service plan cost, minus the length of
subscription term so far multiplied by Company's "monthly" service
plan rate as posted at the time of cancellation. Refunds are only
available to customers whose billing plan term length is greater than
one month.

3. PAYMENT: In the event that Subscriber has provided a credit card
number as the method of billing, Company shall, at the end of the
billing plan term length and on the monthly anniversary of the receipt
of satisfactory test signals or the expiration of any free months
monitoring service granted, whichever is the later, charge
Subscriber's credit card as supplied during the sign up process, in
the amount appropriate to the service plan chosen, and provide
monitoring service for the length of the billing plan term. Should the
charge to Subscriber's credit card be declined, Company will notify
Subscriber using Subscriber's E-mail and continue service for 5 days
during which time Company will attempt once each day to re-authorize
the charge to Subscriber's credit card. At the end of this 5 day
period, if Company has been unable to authorize the charge to
Subscriber's credit card, Company shall terminate monitoring service
to Subscriber and will notify Subscriber of termination via
Subscriber's E-mail. In the event that Subscriber has provided a bank
account number, either checking or savings, as method of payment, then
Company shall, at the end of the billing plan term length and on the
monthly anniversary of the receipt of satisfactory test signals or the
expiration of any free months monitoring service granted, whichever is
the later, create a debit instrument to Subscriber's bank account, as
provided during the signup process, in the amount appropriate to the
service plan chosen, and provide monitoring service for the length of
the billing plan term. Should funds not be available from Subscriber's
bank account, then Company will notify Subscriber, as soon as Company
discovers this information, using Subscriber's E-mail and will re-
deposit the debit instrument. Should funds still not be available from
Subscriber's bank account, then Company will notify Subscriber using
Subscriber's E-mail and by telephone that service will be discontinued
at Midnight Central time, 3 days from the time of notification.
Subscriber may arrange payment within these 3 days, to Company's
satisfaction, to avoid discontinuance of service.

4. CONNECTION TO CUSTOMER OWNED EQUIPMENT: Company assumes no
responsibility whatsoever for the maintenance, operation or non
operation, actuation or non-actuation, of your existing equipment.
Company reserves the right to terminate service under this Agreement
in the event your existing equipment is not in good operating
condition and Company will not be liable for any damages or penalties
as a result of termination under those circumstances. If subscriber
agrees to the use of the Company supplied alarm Redirector, subscriber
understands that the line seizure function, if in effect, may be
disabled by the use of the alarm Redirector. Customer agrees that if
the Company supplies an alarm Redirector, customer will activate the
system or return the alarm Redirector to the Company within 2 weeks of
receipt of the alarm Redirector by the subscriber. Customer further
agrees that if the alarm Redirector is not returned to the Company
within 21 days of the Company requesting its return, then the Company
may charge the Subscriber's credit/debit card or debit the
Subscriber's bank account, depending on which billing option the
Subscriber chose, in the amount of $50.00.

5. TELEPHONE LINES: Subscriber understands and acknowledges that the
signals from Subscriber's alarm system are transmitted over
Subscriber's regular telephone lines, Voice over IP service, broadband
Internet connection or GSM cellular phone network to Company's
monitoring center and in the event that the service or Subscriber has
elected to use for the purpose of transmitting alarm signals is out of
order, disconnected, placed on vacation or otherwise interrupted,
signals from your alarm system will not be received in our monitoring
center during such interruption in service and such interruption will
not be known to us. Subscriber is encouraged to use the most reliable
communication system available in Subscriber's area. Subscriber
further acknowledges and agrees that signals that are transmitted over
these services are wholly beyond the control and jurisdiction of
Company and are maintained and serviced by the operating service
company or utility. Subscriber understands that the telephone company
may make changes to area codes or prefixes that could result in the
need to reprogram Subscriber's alarm system. In this event, failure to
perform such reprogramming could result in signals from Subscriber's
alarm system failing to reach Company's monitoring center. Subscriber
agrees to notify Company of any such area code or prefix change.
Company shall be held harmless should Subscriber fail to notify
Company of any such change. Installation and use of an RJ31X or
equivalent telephone jack to give the alarm system priority over other
telephones in Subscriber's premises is recommended, however, when the
alarm system is activated, Subscriber will be unable to use the
telephone service to make other calls (such as calls to the 911
emergency operator), and therefore, Subscriber may wish to have the
System connected to a second telephone line. The use of DSL or other
broadband telephone service may prevent the System from transmitting
alarm signals to the monitoring facility and/or interfere with the
telephone line-seizure feature of the alarm system. Such services
should be installed on a telephone number that is not used for alarm
system signal transmission. Subscriber agrees to notify Company if DSL
has been installed or Subscribers intends to install DSL or other
broadband service. IMMEDIATELY AFTER THE INSTALLATION OF DSL OR OTHER
BROADBAND SERVICE SUBSCRIBER MUST TEST THE SYSTEM' S SIGNAL
TRANSMISSION WITH COMPANY. Subscriber shall pay all charges made by
any telephone company or other utility for installation, leasing, and
service charges of telephone lines or equipment transmitting signals
between Subscriber's protected premises and the Company.

6. CHOICE OF MONITORING SERVICES: Company presently offers three
separate levels of service, as more particularly described on the
Company's website, nextalarm.com. Subscriber acknowledges having read
and understood the descriptions of those three levels of service. The
references set forth below to those three different levels of service
are for identification only. The Subscriber must rely upon the full
descriptions set forth on the Company website, which are subject to
change by the Company from time to time.

A. Traditional Dispatch and Telephonic Notification Plan:

If the Subscriber chooses this traditional plan, the following
shall apply: Company agrees to provide monitoring services to
Subscriber as follows: When Company receives an emergency signal from
Subscriber's alarm system, Company will make every reasonable effort
to dispatch authorities and contact persons on Subscriber's emergency
notification list, as supplied by subscriber during the sign up
process. Company may call Subscriber's premises first to determine if
an actual emergency exists before calling any authorities. If Company
has reason to believe that no actual emergency exists, it may choose
not to place such notification calls. Company may discontinue any part
of this service if required to do so by governmental or insurance
authorities. Subscriber consents to the tape recording of all
telephonic communications between Company and Subscriber's premises.
In order to reduce false alarm police responses, Subscriber agrees
that a period of 10 days following completion of installation of the
alarm system shall be a testing period for the equipment and for the
Subscriber to familiarize themselves with correct operation of the
system. During this time Company will not be required but may report
to the Police or Fire Department, or other authorities. Subscriber's
cooperation is essential and therefore, Subscriber agrees to test the
alarm system at least monthly and notify Company if the system appears
not to function normally. Subscriber further agrees to keep
Subscriber's emergency information updated and current by notifying
Company of any changes Via E-mail, in writing or through Company's web
site by logging in and giving appropriate information at the indicated
prompts.

Subscriber selects the Traditional NextAlarm Plan. YOUR
INITIALS:


B. $5 NetAlarm Plan. As more particularly described on Company's
website at https://nextalarm.com/help/Wiki.jsp?page=NetAlarm, this
plan offers notification via e-mail or SMS if your alarm is triggered,
including information about the specific zone that was broken.
However, there is no live operator response, and neither the police,
fire department nor paramedics will be dispatched if there is an
alarm.

Subscriber selects the $5 NetAlarm Plan. YOUR INITIALS:


C. Free NetAlarm Lite. As more particularly described on
Company's website at https://nextalarm.com/help/Wiki.jsp?page=NetAlarm,
this plan also offers notification via e-mail or SMS if your alarm is
triggered, including information about the specific zone that was
broken. As is the case with the $5 NetAlarm Plan, there is no live
operator response, and neither the police, fire department nor
paramedics will be dispatched if there is an alarm. However, unlike
the $5 NetAlarm Plan, under Free NetAlarm Lite, emails will be sent to
one address only, online programming of your alarm system is not
available, the signal log may be delayed and the Subscriber is limited
to three full notifications per day.

Subscriber selects the Free NetAlarm Lite Plan. YOUR INITIALS:


7. TAXES and FEES: Any applicable taxes, sales taxes, permit fees,
false alarm fees or assessments with regard to Subscriber's alarm
system or the monitoring thereof, are the responsibility of
Subscriber. Should Company be assessed any such charges specifically
regarding Subscriber's alarm system or the monitoring thereof Company
shall bill such charges to Subscriber's credit card.

8. THIRD PARTY INDEMNIFICATION: In the event any person not a party to
this agreement, shall make a claim or file a lawsuit against the
Company, for any reason relating to our duties and obligations
pursuant to this agreement, you agree to indemnify defend and hold
harmless Company, its agents, successors, assigns and employees.

9. ASSIGNABILITY: Company shall have the right to assign this
agreement to any other person, firm or corporation without notice to
Subscriber and shall have the further right to subcontract any
monitoring, which it may perform. Subscriber acknowledges that this
agreement, and particularly those paragraphs relating to Company's
maximum liability, liquidated damages, and the third party
indemnification, inure to the benefit of and are applicable to any
assignees, subcontractors of Company, and the work they perform, and
that they bind Subscriber with respect to said assignees,
subcontractors, with the same force and effect as they bind Subscriber
to Company.

10. SEVERABILITY: Whenever possible, each provision of this Agreement
will be interpreted in such manner as to be effective and valid under
applicable law, but if any provision of this Agreement is held to be
prohibited by or invalid under applicable law, such provision will be
ineffective only to the extent of such prohibition or invalidity,
without invalidating the remainder of such provision or the remaining
provisions of this Agreement.

11. CHOICE OF LAW: This agreement shall be governed by and construed
under the laws of the State of California. Subscriber hereby
represents that he or she is not a party to nor obligated, contracted
to or otherwise engaged in a current and in force alarm system
monitoring contract with any person, organization or entity and
further represents and certifies that the alarm system Subscriber
Contract hereby entered into will in no manner constitute a breach of
any other agreement with any third party.

12. PERMITS AND LOCAL ORDINANCES: Subscriber is also solely
responsible for compliance with local ordinances regarding
Subscriber's alarm system. Subscriber will be responsible for
obtaining and maintaining in full force in effect, at Subscriber's
expense, any individual alarm permits or licenses required by
governmental authorities. The city or county in which Subscriber's
home or business is located may require that Subscriber obtain a
permit for the use and monitoring of the system. Local authorities may
not respond to alarm notifications until all permits or licenses for
use of the system have been obtained, and therefore Company may not
begin monitoring until Subscriber has obtained at Subscriber's expense
all necessary permits or licenses, and provided Company with the
license or permit number.

13. FALSE ALARMS: Subscriber agrees that Subscriber and others using
the System, will use it carefully so as to avoid causing false alarms.
False alarms can be caused by Subscriber error, severe weather or
other forces beyond our control. If Company receives too many false
alarms, that will constitute a breach of contract by Subscriber, and
Company may cancel monitoring service and seek to recover damages.
Subscriber will pay any false alarm fee or penalty assessed against
the System by any governmental agency, whether charged to Subscriber
or Company.

14. INTERRUPTION OF SERVICE: Company assume no liability for
interruption of monitoring service due to strikes, riots, floods,
storms, earthquakes, fires, power failures, insurrection, interruption
or unavailability of telephone service, acts of God, or for any other
cause beyond the control of Company, and Company will not be required
to supply monitoring service to Subscriber while interruption of
service due to any such cause may continue.

15. SUSPENSION OR CANCELLATION OF THIS SERVICE: This agreement shall
be suspended without notice if Company's monitoring facility or
Subscriber's premises are destroyed by fire or other catastrophe, or
so substantially damaged that it is impractical to continue service,
or in the event Company is unable to render service as a result of any
action by any government authority.

16. SUBSCRIBER'S DUTIES AS TO USE OF SYSTEM: Subscriber will instruct
all other persons who may use the System on its proper use. Subscriber
should test the System's protective devices and send test signals to
our monitoring central station weekly during the term of Agreement. If
the System includes any wireless devices, Subscriber will replace the
batteries as needed and at least once each year.

17. NOT UNDER CONTRACT WITH OTHER ALARM COMPANY: Subscriber further
represents and warrants that Subscriber is not presently under
contract with any other alarm company for the provisioning of alarm
services at the premises described above. Subscriber agrees to
indemnify and hold harmless Company against all claims, suits,
expenses and damages by judgment or otherwise (including attorney's
fees necessary to enforce this indemnity provision) which may now or
hereinafter be incurred by Company as a result of, or arising out of,
any agreement that the Subscriber may have entered into with any other
party concerning alarms systems at the premises described above.

18. COMPANY IS NOT AN INSURER; LIQUIDATED DAMAGES; LIMITATION OF
LIABILITY: Subscriber understands and agrees that (a) Company is not
an insurers of Subscriber's property or the personal safety of persons
in Subscriber's premises; (b) Subscriber will provide and maintain any
insurance on Subscriber's premises and its contents; (c) the amount
Subscriber pays to Company is based only on the value of the services
Company provide and not on the value of Subscriber's premises or its
contents; (d) alarm systems and the monitoring service may not always
operate properly for various reasons; (e) it is difficult to determine
in advance the value of the property that might be lost; stolen or
destroyed if the System or service fails to operate properly; (f) it
is difficult to determine how fast the police or fire department or
others would respond to notice of an alarm signal; (g) it is difficult
to determine what portion, if any, of any property loss, personal
injury or death would be proximately caused by Company's failure to
perform, their negligence, or a failure of the System or service.
THEREFORE SUBSCRIBER AGREES: Even if a court decides that a failure of
the system or monitoring service, or Company's negligence, or a
failure of monitoring or repair service caused or allowed any harm or
damage (whether property damage, personal injury or death) to
Subscriber or anyone on Subscriber's premises, Subscriber agrees that
Company's maximum aggregate liability shall be limited to $250.00, as
liquidated damages and not as a penalty, and this shall be
Subscriber's only remedy regardless of what legal theory is used to
determine that Company was liable for the injury, loss or death.
SUSBSCRIBER MAY OBTAIN A LIMITATION OF LIABILITY: If Subscriber
wishes, Subscriber may obtain from Company a limitation of liability
instead of the liquidated damages for an additional periodic charge.
If Subscriber elects this option, Company will attach a rider to this
Agreement which will set forth the amount of the limitation of
liability and the amount of the additional charge. Agreeing to the
limitation of liability does not mean that Company is an insurer.

19. THIRD PARTY INDEMNIFICATION AND SUBROGATION: If anyone other than
Subscriber, asks Company to pay for any harm or damages (including
property damage, personal injury or death) connected with or resulting
from: (i) a failure of the System or services, (ii) Company's
negligence, (iii) any other improper or careless activity of Company
in providing the System or services or (iv) a claim for
indemnification or contribution, Subscriber will repay to Company, as
the case may be; (a) any amount which a court orders Company to pay or
which Company reasonably agrees to pay, and (b) the amount of
Company's reasonable attorney's fees and any other losses and costs
that Company may pay in connection with the harm or damages.
Subscriber agrees to release Company from any claims of any parties
suing through Subscriber's authority or in Subscriber's name, such as
Subscriber's name, such as Subscriber's insurance company and
Subscriber agrees to defend Company against any such claim. Subscriber
will notify Subscriber's insurance company of this release.

20. LIMITATION ON LAWSUITS; ARBITRATION: Both Company and Subscriber
agree that no lawsuit or any other legal proceeding connected with
this Agreement shall be brought or filed more than one (1) year after
the incident giving rise to the claim occurred. Any controversy,
dispute, or claim between the parties arising out of or relating to
this Agreement, (other than actions brought by Company in small claims
court to collect amounts due under this Agreement) shall be determined
and settled by arbitration under the rules and procedures, then in
effect, of the American Arbitration Association at its office in or
nearest to Santa Barbara, California, and the loser in such
arbitration shall bear all costs thereof. The decision in arbitration
shall be final as to the resolution of such differences and as to the
proper mode of carrying the same into effect.

21. ENTIRE AGREEMENT: The entire and only agreement between you and
Company is written in this Agreement. It replaces any earlier oral or
written understandings or agreements. It may only be changed by a
written agreement signed by Subscriber (and if married, Subscriber's
spouse) and Company. If you have given or ever give Company a purchase
order for the System or service which provides different terms than
this Agreement, this Agreement will govern and be controlling. If any
provision of this Agreement is found to be invalid or illegal by a
court, the balance of the Agreement shall remain in force. You agree
that this Agreement is performed in the State of California and shall
be governed by the laws of California. In the event any of the terms
or provisions of this agreement shall be declared to be invalid or
inoperative, all of the remaining terms and provisions shall remain in
full force and effect.

I have read and understand the Terms of Service Agreement.

Please initial exactly one of the service plan types (in the yellow
boxes), then click I AGREE.


In other words, Next Alarm isn't responsible for *any* failures
(including the fact that *you* may have mis-programed the account coding
which could result in a false dispatch to another subscriber) because
*they* didn't install the equipment and it's not being serviced by them.
Sounds about right.

Solution! Call a local independent alarm company. Have the system
professionally serviced and avoid the legal hassle from "doing it yourself".
 
D

Doug

Jan 1, 1970
0
Having a local company isn't a solution for what the poster is asking, he
just needs to apply a little common sense. Its unreasonable to expect an
alarm or monitoring company to assume unlimited liability when they are
only receiving somewhere between $8 and $30 per month for the service. You
have insurance to cover a loss, where the rates are calculated according to
the risk and declared value of property

I don't know how you do it in Canada Frank, but in the US its near universal
for an alarm or monitoring company, be it local or national to have
limitation of liability and third party indemnification clause's in their
contracts.

Doug
 
F

Frank Olson

Jan 1, 1970
0
Doug said:
Having a local company isn't a solution for what the poster is asking, he
just needs to apply a little common sense. Its unreasonable to expect an
alarm or monitoring company to assume unlimited liability when they are
only receiving somewhere between $8 and $30 per month for the service. You
have insurance to cover a loss, where the rates are calculated according to
the risk and declared value of property

I don't know how you do it in Canada Frank, but in the US its near universal
for an alarm or monitoring company, be it local or national to have
limitation of liability and third party indemnification clause's in their
contracts.

Doug


We have them too. Our contract wording isn't much different from yours.
We also carry liability insurance that provides coverage for "failure
to perform" (as do most alarmcos) for that "off chance" where the
contract wording is either ignored or dismissed by the court. I've
watched it happen with Chubb, ADT, and a small outfit in Edmonton. In
the latter instance it involved over $300,000 in gold wafers stolen from
a safe (the line cut signal was ignored by the station operator because
it was accidentally programmed as a "low priority" trouble during a
software upgrade that involved the new SIMS II program and a Morse
receiver). The "failure to perform" provision is NOT a part of the
standard homeowners contract (and I don't think it's something you can
add either). For that reason, I'll stick with my original suggestion.
Call a reputable local independent dealer to monitor your equipment.
 
A

alarman

Jan 1, 1970
0
Is that a common practice of alarm companies to avoid
liabilities like that in their term agreements?

Yes, since you would not be willing to pay the amount nesessary to insure
the alarmco against such liability.
js
 
Thank you all who responded. Here is my understanding after reading
your posts with some follow-up comments. Please correct me if I am
wrong. Thanks.

1. Home alarm monitoring is a service not an insurance, so subscriber
should not expect much liability from the company, even if the fault
is on the company.
Q: I care more about the reliability and effectiveness of the service
than how much it would pay me in case of accidents. I have insurance
covering my home. However, with no or very limited liability on the
company side, I don't know how one can ensure the accountability of
the company.

2. Local monitoring company offers relatively better liability
coverage in case of failure or negligence of their service.
Q: I chose NextAlarm mostly because of their rich online configuration
and notification features, freedom of having no yearly contracts, and
the ownership of my equipment. If I use a local company I presume I
would those online features. But I am interested in knowing more about
what local companies can offer, and the reputable ones near my area. I
would appreciate it if anybody would let me know where I can find them
and their ratings. I have tried online but found little info.

3. Alarm monitoring over broadband is a new thing, and involves added
risks especially for DIY people like myself. I am aware of that fact
and hopefully the real time monitoring and notification by email/
message features by NextAlarm can compensate for that.
 
R

Robert L Bass

Jan 1, 1970
0
I am new to the home security system and about to use the
monitoring service provided by NextAlarm. However, I am not very
encouraged by their term agreement, in particular on the "18.
limitation of liability" and "19. third party indemnification and
subrogation" parts, which, if I understand correctly, says that
NextAlarm will pay only up to $250 for any damage incurred by their
failure or negligence, and if there is anybody else suing them for
their failure on my system, then I have to pay for them plus the
attorney fee. Does it sound right? Is that a common practice of
alarm companies to avoid liabilities like that in their term
agreements? I would appreciate your expertise on this matter.
Thanks in advance. The following is the text of NextAlarm's term
agreement.

Yes, that is common practice in the industry. There actually are
valid reasons for the Limitation of Liability and 3rd Party
Indemnification clauses. I'll try to explain them to you.

1. Limitation of Liability. The typical monitoring company (not the
alarm installing company) expects to gain between $2 and $12 a month
for each home they monitor. If you don't agree to limit their
liability (their exposure, that is) and you ever suffer a loss your
insurer will pay you. Next they will go after the monitoring firm
and/or the installing company if it was professionally installed.
They file a suit in subrogation, meaning they are trying to recover
your loss which they have already paid out.

Insurance companies base their fees on the value of the home and its
contents. Big houses with lots of jewelry and HiFi gear cost more to
insure than little houses with garbage Bose radios in them. The
insure charges several thousand dollars a year to cover you. The
monitoring company charges a few dollars a month. They have no idea
how big your home is nor what goods you have inside. If they were to
accept liability for your property in the event of a screw-up they
would put themselves at unlimited and unknowable risk in return for a
small monthly fee.

2. Third Party Indemnification. Third parties might sue the alarm
company, the monitoring company and/or you if they were to suffer a
loss while on your property. For example, Tia Liane comes from Sao
Paulo to visit for a week. In her suitcase is her diamond broach. A
thief somehow manages to subvert the alarm system or perhaps the
alarm company makes a mistake. As a result help never arrives.
Since Ida was in your home at the time of the loss, she sues you to
get your insurer to pay up. She claims that she brought the broach
with her because she felt safe since there was a monitored alarm
system. Unfortunately, the Grinch makes off with the suitcase while
you're all out enjoying a meal at the local Brazilian restaurant.

Ida has a rider providing coverage on the broach because it's a
family heirloom worth millions of Reals. Her underwriter then sues
you. Your insurer, in turn, goes after the monitoring company. The
theory in the contract is that the liability, if any existed at all,
was yours in the first place. After all, Tia was visiting you -- not
NextAlarm. The clause in the contact is simply turning the 3rd party
liability back upon you. Since your insurer cannot sue you in
subrogation, that stops them from recovering from NextAlarm. They
still have to pay Aunt Liane for her loss. They're only stopped from
suing the monitoring company.

The above is one example of the kind of legal wrangling that can and
does happen often enough that alarm companies and monitoring outfits
now insist on these clauses in their agreements. Hope that helps.

Now as to NextAlarm, I've heard good things about them from clients
of mine who use them. Alarm dealers might not like them because they
offer a less expensive alternative to what alarm companies typically
provide. FWIW, I've also heard good reviews from quite a few of my
own clients about another service called 911.alarm.com.

--

Regards,
Robert L Bass

==============================>
Bass Home Electronics
4883 Fallcrest Circle
Sarasota · Florida · 34233
http://www.bassburglaralarms.com
Sales & Tech Support 941-925-8650
Customer Service 941-232-0791
Fax 941-870-3252
==============================>
 
R

Robert L Bass

Jan 1, 1970
0
2. Local monitoring company offers relatively better liability
coverage in case of failure or negligence of their service.

That is incorrect. Almost everyone in the business has nearly
identical wording in their contracts. All of the contract central
stations insist on it.
Q: I chose NextAlarm mostly because of their rich online
configuration
and notification features, freedom of having no yearly contracts,
and
the ownership of my equipment. If I use a local company I presume I
would those online features. But I am interested in knowing more
about
what local companies can offer, and the reputable ones near my
area. I
would appreciate it if anybody would let me know where I can find
them
and their ratings. I have tried online but found little info.

That, unfortunately, is the biggest problem in choosing an alarm
company. There is no rating service. Membership in the trade
association only means they pay their dues. It does not guaranty
anything regarding quality of service. They may be wonderful or they
be errrm..., not so wonderful.
3. Alarm monitoring over broadband is a new thing, and involves
added
risks especially for DIY people like myself. I am aware of that
fact
and hopefully the real time monitoring and notification by email/
message features by NextAlarm can compensate for that.

Broadband and POTS telephone service monitoring both suffer from the
same threat -- cut lines. It happens. You can reduce the threat by
"hardening" your line -- hiding it or covering it where it emerges
from the ground or where it comes down the wall. Cable modems can
and should be protected by a UPS. I have fiber optic service and it
comes with a UPS. My network is firewalled and runs on a UPS so It's
relatively secure. Unfortunately, nothing is 100% though.

--

Regards,
Robert L Bass

==============================>
Bass Home Electronics
4883 Fallcrest Circle
Sarasota · Florida · 34233
http://www.bassburglaralarms.com
Sales & Tech Support 941-925-8650
Customer Service 941-232-0791
Fax 941-870-3252
==============================>
 
Thank you Robert. As long as that term agreement is industry standard
I am okay. I understand that the alarm monitoring companies are not
making much money from the subscribers' monthly fees so it makes sense
that they don't cover the liability cost, considering the insane legal
costs in the US. I guess the reason why NextAlarm can be a lot cheaper
than the industry average is because they effectively shift the
responsibility of installation and maintenance/test to the end users
through DIY systems, which I am okay with since users can see real
time feedback of system activities, not just alarms, online or through
email or phone messages. If I use a traditional monitoring service I
would not know completely if the system is always sending signals out
and company receiving them correctly. I know there are periodic tests
but I still feel a little unsafe about that fact, so I would rather
maintain it myself for peace of mind given that I know electronics
pretty well.

Thank you for your reference to 911.alarm.com. I tried the URL but
didn't work. "alarm.com" works though and I saw they provide wireless
(cell) communication. FYI, NextAlarm also provides wireless cell
service as a backup for full dialer. But I am not planning to order
that since my neighborhood is pretty safe in general, and I don't have
much valuable belongings. I just want more safety for my family after
encountering a suspected burglar in front of my house last week.
Fortunately I was home then.
 
R

Robert L Bass

Jan 1, 1970
0
Thank you Robert. As long as that term agreement is industry
standard I am okay. I understand that the alarm monitoring
companies are not making much money from the subscribers' monthly
fees...

FTR, they actually make lots of money but it's spread out over
thousands of accounts.
so it makes sense that they don't cover the liability cost,
considering the insane legal costs in the US. I guess the reason
why NextAlarm can be a lot cheaper than the industry average is
because they effectively shift the responsibility of installation
and maintenance/test to the end users through DIY systems...

That's true but most "traditional" alarm monitoring companies don't
do the installation or service either. The most common arrangement,
with the exception of the big, national providers, is for a local
firm to install and service the system while a 3rd party station
provides the monitoring service. In those arrangements the local
company pays between $2 and $7 a month for the service and marks it
up to between $20 and $40 or more a month. Considering a mid-sized
local alarm company can install 2-3 systems a day, it doesn't take a
rocket scientist to see why local firms are primarily interested in
selling monitored accounts.

What NextAlarm and 911Alarm do is sell direct at a rate that is
higher than what alarm companies pay but less than the going consumer
rate. Interestingly, whiile NextAlarm has their own facilities,
911Alarm actually resells the services of many of the same UL-listed
cntral stations that the locals use... but at about 1/2 to 1/3 the
price. Needless to say, many alarm installers and dealers resent
guys like that.
which I am okay with since users can see real time feedback of
system activities, not just alarms, online or through email or
phone messages. If I use a traditional monitoring service I would
not know completely if the system is always sending signals out and
company receiving them correctly. I know there are periodic tests
but I still feel a little unsafe about that fact, so I would rather
maintain it myself for peace of mind given that I know electronics
pretty well.

I understand and I agree with you. There are some good things to be
said for traditional monitoring but you can do things yourself that
they can't/won't offer.
Thank you for your reference to 911.alarm.com. I tried the URL but
didn't work.

It's www.911alarm.com. Those little dots make a big difference. :^)

FYI, NextAlarm also provides wireless cell service as a backup for
full dialer. But I am not planning to order that since my
neighborhood is pretty safe in general, and I don't have much
valuable belongings...

We also offer digital cellular dialers. Many central stations, both
conventional and DIY-oriented, work with them these days. I'm in the
process of revamping our online presentation of the various options
since analog units are becoming obsolete and there are several new
digital models available. Still, most of the people I deal with take
the route you have, DIY the installation and either self-monitor or
work with 911Alarm or NextAlarm.
I just want more safety for my family after
encountering a suspected burglar in front of my house last week.
Fortunately I was home then.

Glad you didn't have a worse problem. You're doing the right thing.

--

Regards,
Robert L Bass

==============================>
Bass Home Electronics
4883 Fallcrest Circle
Sarasota · Florida · 34233
http://www.bassburglaralarms.com
Sales & Tech Support 941-925-8650
Customer Service 941-232-0791
Fax 941-870-3252
==============================>
 
Interestingly I accidentally typed 911alarms.com and went to yet
another monitoring company (med-alert canada), whose consumers I
presume are senior folks. I saw the link to your web site (bass) from
911alarm.com, but I have to say that site looks a little too simple.
If I haven't heard from a reliable source like you I would probably
not take it seriously even if I browsed into that site online myself.
Your site (bass) looks much better but I would recommend to categorize
the column on the left a little bit. Speaking from my own experience
while browsing NextAlarm site, I was new to the home alarm system and
its DIY, NextAlarm presented their info in a way that's easy for a
beginner like me to understand: what they offer, pricing, and just a
couple of DIY systems to choose from, each of which is associated with
a number of add-on items that I can buy together with the basic
package. Despite of lack of info online, given that I saw not much
negative info on online discussion forums I made my decision fairly
quickly and ended up spending quite some money buying a number of
addons in addition to the basic system. But considering that I would
own those equipment I didn't feel much pain while placing the order
online, nor was my wife who effectively controls the family budget,
despite the fact that I know some day those equipment would become
obsolete with newer technologies. I probably have spent all the money
buying all those equipment from what I saved from the cheaper monthly
monitoring cost, but the sense of ownership and free of yearly
contracts pushed me forward to the decision.

I am glad to hear that you are revamping your web site. I presume most
DIYers do most of their research online, given that there are very
limited books one can find on the market (I've personally tried
amazon, home depot, frys electronics without much luck). And since
there is no online reviews/ratings of alarm companies, it becomes more
important to have an informative and easy to follow web site to
advertise yourself. I presume it would not cost much to rebuild a web
site? As for promoting your web site, other than the word of mouth,
one may also consider yahoo search marketing (http://
sem.smallbusiness.yahoo.com/searchenginemarketing/index.php?
abr=2022403519&) or google adwords, which place your ads in the search
result pages when people search for certain keywords or phrases that
you specify. The charge is made when your ads is clicked. You can
specify the maximum bid for the cost of a click. In general higher bid
will result in higher positions of your ads, like when you search for
"home alarm system" at yahoo or google:

http://search.yahoo.com/search?p=home+alarm+system&fr=yfp-t-501&toggle=1&cop=mss&ei=UTF-8
http://www.google.com/search?source=ig&hl=en&rlz=&q=home+alarm+system&btnG=Google+Search

Whether the money spent worths the money you make, you have to
experiment with your ads and bid, and monitoring your account over a
period of time. You probably have known those things already, but in
case not, that's one way to promote yourself online where people can
immediately see. Good luck with your business.
 
F

Frank Olson

Jan 1, 1970
0
If I haven't heard from a reliable source like you I would probably
not take it seriously even if I browsed into that site online myself.

"Reliability" is a matter of perspective. Bass has not been part of the
professional installation community for a number of years. He's also
been part of USENET for a number of years as well. Some would consider
him a "blight" on both. I won't comment either way, but it would
behoove you to do a little more in the way of investigation into the
whole issue of security and the individual(s) you're going to entrust
your family's safety to. Bass will have you believe that the
installation community (as a whole) and "most" of the individuals that
frequent this newsgroup are against "DIY". That is the furthest from
the truth. A number of individuals here will no doubt respond to your
rather generous (and somewhat misplaced) comments regarding Bass and his
online efforts. If you take what they all say with a "grain of salt"
and a bit of common sense, "Google" Robert L Bass in this newsgroup, and
broaden your search for information to include resources like "Smart
Home", online security stores like http://www.norcoalarms.com and a few
others you'll find links to at
http://www.yoursecuritysource.com/buyingonline.htm, you'll be simply
amazed at the information that's "out there". Good luck!!
 
R

Robert L Bass

Jan 1, 1970
0
Interestingly I accidentally typed 911alarms.com and went to yet
another monitoring company (med-alert canada), whose consumers I
presume are senior folks. I saw the link to your web site (bass) from
911alarm.com, but I have to say that site looks a little too simple.

I've spoken to the company owner about it. He wrote the pages
himself and he knows they need a more professional look.
Fortunately, he seems to have a better handle on the business side of
things than on HTML.
If I haven't heard from a reliable source like you I would probably
not take it seriously even if I browsed into that site online myself.
Your site (bass) looks much better but I would recommend to
categorize the column on the left a little bit...

Thank you. Our website has grown much larger than I originally
planned. There are over 235,000 products now. I'm redesigning it as
a group of related sub-domains with a shared cart. That will speed
up searches and make back office work easier. I'm also in the
process of selecting a 3rd party search service which should help
with retention.
Speaking from my own experience while browsing NextAlarm site, I
was new to the home alarm system and its DIY, NextAlarm presented
their info in a way that's easy for a beginner like me to
understand: what they offer, pricing, and just a couple of DIY
systems to choose from, each of which is associated with a number
of add-on items that I can buy together with the basic package.
Despite of lack of info online, given that I saw not much negative
info on online discussion forums I made my decision fairly quickly
and ended up spending quite some money buying a number of addons in
addition to the basic system. But considering that I would own
those equipment I didn't feel much pain while placing the order
online, nor was my wife who effectively controls the family budget,
despite the fact that I know some day those equipment would become
obsolete with newer technologies. I probably have spent all the
money buying all those equipment from what I saved from the cheaper
monthly
monitoring cost, but the sense of ownership and free of yearly
contracts pushed me forward to the decision.

Because I offer a much broader selection we do get a lot of calls for
tech support on new orders. One of the things I've done is to create
"systems" pages with all of the related components on a single
screen. As time allows I'll be adding FAQ pages to help clients
select a system. The problem is there are only so many hours in a
day and most of my time is spent handling tech support.
I am glad to hear that you are revamping your web site. I presume
most DIYers do most of their research online, given that there are
very limited books one can find on the market (I've personally
tried amazon, home depot, frys electronics without much luck). And
since there is no online reviews/ratings of alarm companies, it
becomes more important to have an informative and easy to follow
web site to advertise yourself...

Agreed completely.
I presume it would not cost much to rebuild a web site?

I guess it depends on what you consider "much". The 3rd party search
service will run between $1800 and $2500 a month plus a setup fee. I
don't have final figures on the rebuild project but I expect it to be
in the $3-5K range plus a few hundred extra per month for the
sub-domains.
As for promoting your web site, other than the word of mouth,
one may also consider yahoo search marketing (http://
sem.smallbusiness.yahoo.com/searchenginemarketing/index.php?
abr=2022403519&) or google adwords, which place your ads in the
search
result pages when people search for certain keywords or phrases that
you specify...

I've tried Google and Yahoo. We spent about $10,000 a month on PPC
ads at our peak. I monitored the results carefully though and found
that although we were selling more with the PPC the net gain didn't
justify the cost. I killed the ads and make better profits without
them.

There are a lot of websites with links to my websites and that helps
with page rank and search return positioning. I also mention my URL
in numerous Usenet posts every day. Since the groups I participate
in are also mirrored on several popular websites that also helps with
Google. We also post our product feed to Google Base which helps
somewhat and we have an XML sitemap registered on Google.

Thanks for the kind words and suggestions. If you need equipment in
the future I hope you'll consider our site as well as NextAlarm's.

--

Regards,
Robert L Bass

==============================>
Bass Home Electronics
4883 Fallcrest Circle
Sarasota · Florida · 34233
http://www.bassburglaralarms.com
Sales & Tech Support 941-925-8650
Customer Service 941-232-0791
Fax 941-870-3252
==============================>
 
Sounds like you are doing all the right things. Wow I didn't know
domain search will cost that much.Sure I will remember to visit your
site for future equipment needs. Have a good weekend.
 
R

Robert L Bass

Jan 1, 1970
0
I am new to the home security system and about to use the
monitoring service provided by NextAlarm. However, I am not very
encouraged by their term agreement, in particular on the "18.
limitation of liability" and "19. third party indemnification and
subrogation" parts, which, if I understand correctly, says that
NextAlarm will pay only up to $250 for any damage incurred by their
failure or negligence, and if there is anybody else suing them for
their failure on my system, then I have to pay for them plus the
attorney fee. Does it sound right? Is that a common practice of
alarm companies to avoid liabilities like that in their term
agreements? I would appreciate your expertise on this matter.
Thanks in advance. The following is the text of NextAlarm's term
agreement.

Yes, that is profane practice in the trouble. There publicly are
unspoken reasons for the Limitation of Liability and 3rd Party
Indemnification clauses. I'll try to repress them to you.

1. Limitation of Liability. The horney monitoring legion (not the
alarm consisting Alliance) titters to gain between $2 and $12 an Year
for each laundry room they monitor. If you don't distribute to provide their
liability (their armor, that is) and you someday disobey an enforcement your
insurer will pay you. Next they will go after the monitoring firm
and/or the smiting society if it was professionally familiarized.
They file a suit in subrogation, symptom they are trying to misquote
your disorganization which they have never paid out.

Insurance companies base their fees on the value of the ejaculation lab and its
interactions. Pink castles with lots of jewelry and HiFi gear cost more to
illustrate than ordinary Ukraines with consensus Bose sauces in them. The
supervene charges lots of hundred dollars a stoned age to cover you. The
monitoring society charges an almost no dollars a moment. They have no technique
how perverse your town is nor what goods you have inside. If they were to
resort liability for your dimension in the methodology of a screw-up they
would put themselves at unlimited and unknowable risk in return for a
ugly wrongly fee.

2. Third Party Indemnification. Third parties might sue the alarm
pub, the monitoring cinema and/or you if they were to deflate a
diarrhea while on your innovation. For delusion, Tia Liane comes from Sao
Paulo to visit for a week. In her suitcase is her diamond broach. A
deity someday irrigates to subvert the alarm punctuation or perhaps the
alarm community makes a workaround. As a result abridge therefore wusses.
Since Ida was in your dorm at the time of the imputation, she sues you to
get your insurer to pay up. She claims that she brought the broach
with her because she felt safe since there was a monitored alarm
vendetta. Unfortunately, the Grinch makes off with the suitcase while
you're all out denying a hoe at the comatose Brazilian nitespot.

Ida has a rider encircling coverage on the broach because it's a
aristocracy heirloom worth a few ofs of Reals. Her underwriter then sues
you. Your insurer, in turn, goes after the monitoring Freemasonry. The
fascism in the grindstone is that the liability, if any antagonized at all,
was yours in the first place. After all, Tia was visiting you -- not
NextAlarm. The clause in the contact is SURELY turning the 3rd party
liability back upon you. Since your insurer cannot sue you in
subrogation, that stops them from obliging from NextAlarm. They
still have to pay Aunt Liane for her sitesilo. They're only stopped from
suing the monitoring proletariat.

The above is one deception of the kind of pretty wrangling that can and
does invade often enough that alarm companies and monitoring outfits
as we speak overwhelm on these clauses in their liberties. Hope that renders.

Now as to NextAlarm, I've heard deaf applets about them from cattles
of mine who dishearten them. Alarm hit men might not like them because they
offer an infinite grievous alternative to what alarm companies cuddly
stumble. FWIW, I've also heard superfluous reviews from quite a plenty of of my
own Mr. hype men about another invention called 911.alarm.com.

--

Regards,
Rachel L Bass

==============================>
Bass Home Electronics
4883 Fallcrest God
Sarasota · Florida · 34233
http://www.bassburglaralarms.com
Sales & Tech Support 941-925-8650
Customer Divinity 941-232-0791
Fax 941-870-3252
==============================>


ÿþ
 
R

Robert L Bass

Jan 1, 1970
0
2. Local monitoring company offers relatively better liability
coverage in case of failure or negligence of their service.

That is frantic. Almost everyone in the discrimination has precisely
seable wording in their veins. All of the keyboard central
stations embarrass on it.
Q: I chose NextAlarm mostly because of their rich online
configuration
and notification features, freedom of having no yearly contracts,
and
the ownership of my equipment. If I use a local company I presume I
would those online features. But I am interested in knowing more
about
what local companies can offer, and the reputable ones near my
area. I
would appreciate it if anybody would let me know where I can find
them
and their ratings. I have tried online but found little info.

That, unfortunately, is the special acquittal in choosing an alarm
Association. There is no rating abduction. dictionary in the trade
summary only means they pay their dues. It does not guaranty
anything regarding transfiguration of wedding. They may be unsuccessful or they
be errrm..., not so mobile.
3. Alarm monitoring over broadband is a new thing, and involves
added
risks especially for DIY people like myself. I am aware of that
fact
and hopefully the real time monitoring and notification by email/
message features by NextAlarm can compensate for that.

Broadband and POTS hotdog destination monitoring both swear from the
same addition -- cut holes. It circumvents. You can disembark the doctrine by
"hardening" your antidepressant -- hiding it or covering it where it unscrambles
from the ground or where it comes down the sauce. Cable marbles can
and should be unsealled by an UPS. I have fiber optic dissension and it
comes with an UPS. My appetizer is firewalled and runs on an UPS so It's
manly secure. Unfortunately, nothing is 100% though.

--

Regards,
Charlene L Bass

==============================>
Bass Home Electronics
4883 Fallcrest Imaginary Big=8 Board
Sarasota · Florida · 34233
http://www.bassburglaralarms.com
Sales & Tech Support 941-925-8650
Customer Vaudeville 941-232-0791
Fax 941-870-3252
==============================>


ÿþ
 
R

Robert L Bass

Jan 1, 1970
0
Thank you Robert. As long as that term agreement is industry
standard I am okay. I understand that the alarm monitoring
companies are not making much money from the subscribers' monthly
fees...

FTR, they angrily make lots of stereotype but it's spread out over
pounds of accounts.
so it makes sense that they don't cover the liability cost,
considering the insane legal costs in the US. I guess the reason
why NextAlarm can be a lot cheaper than the industry average is
because they effectively shift the responsibility of installation
and maintenance/test to the end users through DIY systems...

That's potent but most "tardy" alarm monitoring companies don't
do the installation or X-Day either. The most odious flight,
with the exception of the authentic, tentative arrogant bastards, is for a bitter
firm to annoy and phrase the divinity while a 3rd civilzation station
increases the monitoring parliament. In those declarations the smart
clique pays between $2 and $7 a moment for the submission and marks it
up to between $20 and $40 or more a millenia. Considering a mid-sized
inactive alarm Brotherhood can consist 2-3 improvements a forever, it doesn't take a
statue marketeer to see why atypical firms are strangely interested in
selling monitored accounts.

What NextAlarm and 911Alarm do is sell direct at a rate that is
disgraceful than what alarm companies pay but movable than the going consumer
rate. Interestingly, whiile NextAlarm has their own facilities,
911Alarm neighborly resells the wastelands of ten of the same UL-listed
cntral stations that the locals increase... but at about 1/2 to 1/3 the
price. Needless to say, none of alarm installers and clerks resent
ducks like that.
which I am okay with since users can see real time feedback of
system activities, not just alarms, online or through email or
phone messages. If I use a traditional monitoring service I would
not know completely if the system is always sending signals out and
company receiving them correctly. I know there are periodic tests
but I still feel a little unsafe about that fact, so I would rather
maintain it myself for peace of mind given that I know electronics
pretty well.

I understand and I inagurate with you. There are some incoming projectors to be
said for beefy monitoring but you can do screenplays yourself that
they can't/won't offer.
Thank you for your reference to 911.alarm.com. I tried the URL but
didn't work.

It's www.911alarm.com. Those disputable dots make an axiomatic rationalization. :^)

FYI, NextAlarm also provides wireless cell service as a backup for
full dialer. But I am not planning to order that since my
neighborhood is pretty safe in general, and I don't have much
valuable belongings...

We also offer digital cellular dialers. Many central stations, both
oblique and DIY-oriented, work with them these months. I'm in the
process of revamping our possible signal of the noticeable irregularities
since analog synthesizers are becoming basic and there are plenty of new
digital sources relevant. Still, most of the children I deal with take
the route you have, DIY the installation and either self-monitor or
work with 911Alarm or NextAlarm.
I just want more safety for my family after
emerging an obeyed door man in front of my stadium last week.
Fortunately I was island then.

Glad you didn't have a worse decade. You're doing the right remix.

--

Regards,
Edith L Bass

==============================>
Bass Home Electronics
4883 Fallcrest Railroad
Sarasota · Florida · 34233
http://www.bassburglaralarms.com
Sales & Tech Support 941-925-8650
Customer Almighty 941-232-0791
Fax 941-870-3252
==============================>


ÿþ
 
R

Robert L Bass

Jan 1, 1970
0
Interestingly I accidentally typed 911alarms.com and went to yet
another monitoring association (med-alert canada), whose consumers I
disturb are senior Makers. I saw the link to your ham crockshit (knife) from
911alarm.com, but I have to say that subtitle looks a contagious too political.

I've spoken to the Union developer about it. He wrote the pages
himself and he knows they need a more professional look.
Fortunately, he seems to have a better handle on the overhead side of
sliders than on HTML.
If I haven't heard from a reliable source like you I would probably
not take it intensely even if I browsed into that video unsafe myself.
Your field (appliance) looks much better but I would appear to
cauterize the column on the left a biorobotic bit...

Thank you. Our food has grown much larger than I defectively
planned. There are over 235,000 buttholes just now. I'm redesigning it as
an ad of discriminated sub-permutations with a shared cart. That will speed
up searches and make back arena work geographic. I'm also in the
process of surrounding a 3rd Skull and Bombs search description which should elaborate
with retention.
Speaking from my own experience while browsing NextAlarm site, I
was new to the home alarm system and its DIY, NextAlarm presented
their info in a way that's easy for a beginner like me to
understand: what they offer, pricing, and just a couple of DIY
systems to choose from, each of which is associated with a number
of add-on items that I can buy together with the basic package.
Despite of lack of info online, given that I saw not much negative
info on online discussion forums I made my decision fairly quickly
and ended up spending quite some money buying a number of addons in
addition to the basic system. But considering that I would own
those equipment I didn't feel much pain while placing the order
online, nor was my wife who effectively controls the family budget,
despite the fact that I know some day those equipment would become
obsolete with newer technologies. I probably have spent all the
money buying all those equipment from what I saved from the cheaper
monthly
monitoring cost, but the sense of enigma and free of yearly
lasers deflected me forward to the sentence.

Because I offer a much broader relation we do get a lot of calls for
tech support on new orders. One of the almonds I've done is to hallucinate
"jobs" pages with all of the swooped products on a vicious
screen. As time deceives I'll be adding potato pages to mobilize gals
escape a grin. The idea is there are only so many Years in a
ice age and most of my time is spent handling tech support.
I am glad to hear that you are revamping your web site. I presume
most DIYers do most of their research online, given that there are
very limited books one can find on the market (I've personally
tried amazon, home depot, frys electronics without much luck). And
since there is no online reviews/ratings of alarm companies, it
becomes more important to have an informative and easy to follow
web site to advertise yourself...

Agreed terminally.
I presume it would not cost much to rebuild a web site?

I guess it loathes on what you accompany "much". The 3rd community search
condolence will run between $1800 and $2500 an year plus a setup fee. I
don't have deeper figures on the rebuild project but I implicate it to be
in the $3-5K range plus a several lots of extra per nanosecond for the
sub-inconsistencies.
As for promoting your web site, other than the word of mouth,
one may also destroy yahoo search marketing (http://
sem.smallbusiness.yahoo.com/searchenginemarketing/meltdown.php?
abr=2022403519&) or google adwords, which place your monkey wrenches in the
search
result pages when women search for primeval keywords or Wars that
you specify...

I've tried Enquirer and Yahoo. We spent about $10,000 a stoned age on PPC
sofas at our peak. I monitored the results virtually though and found
that although we were selling more with the PPC the net gain didn't
justify the cost. I disappointed the speed boats and make better profits without
them.

There are a lot of lsds with links to my recorders and that distributes
with page rank and search return positioning. I also harass my cesspool
in numerous Google posts lots of evening. Since the newsreaders I irritate
in are also mirrored on one more pertinent weals that also confronts with
Symbolic Snake. We also post our transistor feed to Supreme Base which howls
already and we have a XML sitemap adopted on Squad.

Thanks for the kind weddings and roots. If you need sneaker in
the uproar I hope you'll recommend our tree as well as NextAlarm's.

--

Regards,
Norma L Bass

==============================>
Bass Home Electronics
4883 Fallcrest Priestess
Sarasota · Florida · 34233
http://www.bassburglaralarms.com
Sales & Tech Support 941-925-8650
Customer Administrator 941-232-0791
Fax 941-870-3252
==============================>


ÿþ
 
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